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By Matty Miller

With a track record defined by precision and local expertise, Matty Miller is a cornerstone of the Jacksonville real estate market. Since 2017, Matty has successfully navigated over 200 real estate transactions, earning his Broker’s license in 2019 to provide a higher tier of service to his clients. Currently overseeing a single-family property portfolio valued at over $50 million, Matty specializes in the strategic management and acquisition of high-value assets across the First Coast. His approach combines deep market data with a boots-on-the-ground understanding of Jacksonville’s unique neighborhoods. Whether working with institutional investors or individual homeowners, Matty delivers the seasoned perspective required to maximize value in Florida's most dynamic coastal markets.

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This new program offers down payment assistance for local heroes.

Recently, the Governor of Florida greenlit the Hometown Heroes Program. This is a down payment assistance program designed to help certain occupations in Florida, especially first-time buyers. Today I want to explain how you can qualify for this program and what it entails. 

To qualify, you need to meet these requirements:

  1. You must not have owned a home in Florida in the last three years
  2. You need a base FICO score of at least 640
  3. You need a qualifying occupation
“Reach out to me if you’d like to know if your occupation qualifies. ”

There are many qualifying occupations, but some common ones include EMTs, firefighters, police officers, teachers, nurses, and most other hospital positions. These jobs only cover a small portion of the list, so if you’d like to know if you qualify, just reach out.

So if you qualify for this program, what does it do for you? This program is a $25,000 down payment assistance program. You can also choose to accept 5% of the purchase price of the home instead. However, you will eventually have to pay the loan back. When you sell, refinance, or rent out the home, your loan repayment will be due.

This program went into effect on June 1, 2022, so if you’d like to take advantage of it or have any questions, please call or email me. I am always willing to help!

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