Here’s what you need to know about repairing your credit score.

Are you looking to purchase your first home? Having good credit is essential if you want to qualify for a good mortgage. This begs the question: What can you do to improve your credit before buying a house? To answer this, I’m speaking with Matt Sapienza from Loan Depot. He’s a lending expert, so he knows all the tips and tricks to help you get your credit ready to purchase the home of your dreams. 

You can listen to the full conversation in the video above or skip to each topic using the timestamps provided: 

0:00 — Introduction

0:28 — Don’t be afraid of pulling your credit 

1:38 — Avoid late payments at all costs

2:02 — Debt utilization is critical 

4:07 — What’s the lowest credit you can buy with?

5:34 — How to reach out to Matt

6:03 — Wrapping things up

If you have questions about this topic or anything else, please call or email me. I am always willing to help!