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By Matty Miller

With a track record defined by precision and local expertise, Matty Miller is a cornerstone of the Jacksonville real estate market. Since 2017, Matty has successfully navigated over 200 real estate transactions, earning his Broker’s license in 2019 to provide a higher tier of service to his clients. Currently overseeing a single-family property portfolio valued at over $50 million, Matty specializes in the strategic management and acquisition of high-value assets across the First Coast. His approach combines deep market data with a boots-on-the-ground understanding of Jacksonville’s unique neighborhoods. Whether working with institutional investors or individual homeowners, Matty delivers the seasoned perspective required to maximize value in Florida's most dynamic coastal markets.

Let’s Explore Your Selling Options. I’ll help you sell your home at the price and terms you want. Free Selling Strategy Call

Here’s what you need to know about repairing your credit score.

Are you looking to purchase your first home? Having good credit is essential if you want to qualify for a good mortgage. This begs the question: What can you do to improve your credit before buying a house? To answer this, I’m speaking with Matt Sapienza from Loan Depot. He’s a lending expert, so he knows all the tips and tricks to help you get your credit ready to purchase the home of your dreams. 

You can listen to the full conversation in the video above or skip to each topic using the timestamps provided: 

0:00 — Introduction

0:28 — Don’t be afraid of pulling your credit 

1:38 — Avoid late payments at all costs

2:02 — Debt utilization is critical 

4:07 — What’s the lowest credit you can buy with?

5:34 — How to reach out to Matt

6:03 — Wrapping things up

If you have questions about this topic or anything else, please call or email me. I am always willing to help!

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